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Remember:   If you fail to plan, you've planned to fail.


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Family, please contact me for access if you're not seeing something you think you should.

Private:  If you are Cathey, Derek or Janet and I haven't set you up properly, please let me know. And remember that my birthday is in April. And that I love the gift of your time. Or contributions to your debt elimination, your RRSP/TFSA, or to these organizations.